Guide to: Budgeting

For most college students, they will either work a part-time weekend job, or receive the SUSI grant (or maybe both). College is all about balance, and money is no exception. Here are my top tips for budgeting throughout the college year:

1. Pay-day:

Getting a large sum of money in your account, either from the grant or your wages, can entice you to spend it all on shopping or a night out etc.

It is vital that you immediately budget your money and decide how much you will spend weekly on shopping, college expenses, rent, loans etc.

Mint.com is an online money management tool that can be used to disperse your income throughout the month, and allows you to separate your money into different categories.

www.mint.com

2. Save

Throughout the year, various expenses will pop up unexpectedly. It is important to always anticipate this.